Best Yahoo Answer:
Are there any online tax sites that still offer rapid refund loans?
OK, since you asked Yes, I managed to find one legit site so far Taxnet Financial Inc. offers instant tax loans online for $57. The phone number is 1 888 509 1040 and website is www.taxnetfinancial.com
Considering that Refund Anticipation Loans (the more appropriate name for Rapid Refunds) are on the outs since they're only offered during the tax season and direct deposited refunds from e-filed returns are pretty rapid themselves (10 working days), I'm not surprised very few companies offer tax loans these days. Good luck.
I am sinking into debt and will be moving back in with my family for awhile to try and get things under control. I recently found out there are some ways people can get holiday loans based on the anticipation of their tax refunds for the year.
I work at a local WalMart where several people have already come in cashing checks similar to this in order to pay for Christmas presents. Can anyone tell me if this is still a "Refund Anticipation Loan" or is it something else on a similar concept to get a Holiday Tax Loan? I know Jackson Hewitt is offering a holiday loan and H&R Block has emerald advance but both of those are credit cards and you need good credit. I am looking for a instant tax loan not a credit card loan.
Who does this sort of loans, are they offered any more? I could really use something like this to pay off some bills I have had for awhile. I understand that you usually use your tax return to pay back such a loan and you usually stand to loose between 15%-20% of your loan paying it back after fees.
I'd like someone who has done this before in the past or knows more about this Christmas tax loan to let me know what's going on. Are there any options for me? Is there a way I can get something like this now? If I have to wait under January to file anyways, I will just file for standard taxes as I usually get my refund within the first week.
1. Are "Refund Anticipation Loans" still available?
2. Who does "Refund Anticipation Loans"?
3. Are "Refund Anticipation Loans" available now?
3A. If not, what are other options for me?
4. What are the requirements for the "Refund Anticipation Loans"?
* Note: I am not looking for someone's opinion if "Refund Anticipation Loans" are a good idea or not. I am asking for information. Please keep your personal opinions to yourself.
An actual refund anticipation loan is only available during tax season. It amounts to about a two week loan from the day after you file to the the day the the IRS releases the money. The chain tax prep firms (H&R Block, Jackson Hewitt, Liberty) all offer refund anticipation loans as well as a few independent tax prep locations.
H&R Block and Jackson Hewitt each have a pre-season loan product that is probably available now.
They each probably have different requirements and there is no guarantee that you will be approved especially if you have never used either of them before.
Your best bet is to call an office near you and ask.
Pascal the Gambler answered
I wouldn't advise it. you are better off waiting and getting all the money for yourself instead of paying a bunch of it to someone else. If you must, try HR Block or Jackson Hewitt Holiday Loans.
I dont understand why H&R Block is even doing a refund anticipation check this should be considered fraud because they are tricking people into thinking that they will get their refund faster. If you file standard direct deposit and don't take a refund anticipation check you will get it back the same day if not sooner. This should be illegal. Taking advantage of people who do not understand the way the IRS works. Now it would be different if you could file rapid refund the way you used to could and get your taxes back within 2-3 days. I filed the same day online at turbo tax for free and got the same date on the where's my refund site as someone I know who took the refund anticipation check and paid a lot of money. Someone should report H&R Block...
Instead of a RAL: If you file your federal tax return electronically and arrange for direct deposit into a bank account, you may only wait a few days to receive your refund. The IRS says it can process a return and submit a refund in as little as 10 days of filing if the taxpayer files this way. You can also have your preparer file your return electronically for you.
At tax time, avoid refund anticipation loans
If paying for tax preparation is your concern, check the IRS’s information on free help preparing and filing taxes for taxpayers of all ages. Or check for locations of the AARP’s TaxAide program, which is mainly geared toward taxpayers over age 60. Free online tax prep is available to all taxpayers through IRS Free File. (Depending on your state, you still may have to pay to file state returns.)
Yahoo Answers Y.
When do the tax loans begin again? Is there an office I can call now?
Taxnet Financial Inc.
Refund Anticipation Loan "RAL" applications are not available until mid-December. If you are applying for a “RAL” there is no credit check because your loan advance is secured by YOUR tax refund. A “RAL” finance fee of $57 (APR 208.05% is based on a 10 day loan period) is deducted from the $1,057 advance upon approval for a $1,000 gross disbursement less tax preparation fees. If you still need further assistance contact us at 1 (888) 573-0222.
Wao , i never knew it was true until i got my loans also , each time i read several testimonies of people about this loan company online i keep feeling it was a set up or probably they were all faking it but not knowing that it was absolutely 100% real . i am also also happy and thankful that i am also a witness to it and now i am among all those testifying about this loan company online. Queeneth Stark Loan Council is the best !! I have had 100 % attention to everyone of my questions and they were handled immediately and above all also ,i just got my loan of $ 10,000.00 via my bank account here in Netherlands. I would recommend this service to everyone!here is the details that i used in contacting them : firstname.lastname@example.org
Mrs Zoe Amber.
Zoe Amber Z.
Taxnet Financial Inc. (Alert)
Finally got my second additional deposit because the IRS audited part of my tax return. Cusotmer Service helped me during the process. So thankful for theirs help in this.
Taxnet Financial Review
WE cannot say enough about the quality customer service we received over the past 5 years, especially from Carlton. We always feel he truly looks out for our best interest, takes the time to explain our tax filing, gets us a good refund and is extremely knowledgeable.
Taxnet Financial is the best they are much better than H&R Block. I had been with H&R Block for years and had no problem but I now realize i was lucky it was because I had one of the few pros that were good there. He left for another job and the other tax ppl were just terrible I mean they did not even know the names of the tax schedules when I called back with questions. I was referred to Taxnet Financial by a co worker and they had to fix my 2013 tax return and recover $738 I was owed because of the HR Block error. I will use them from now on by the way H&R block tried to deny they made a mistake but I have the IRS check to prove they just lied to my face in the office. Taxnet Financial even did my amended return for Free if I promised to return to them next year. They have no worry I will be back. See you next year!
File my Business and Personal Taxes every year w/ Taxnet Financial. My CPA is amazing!
Just made it before April deadline. Agree with others the service is outstanding. Every year I am confident that my taxes are done professionally and correctly. They always take care of me and I really do appreciate the level of service.
401 N Michigan Ave Suite 1200
Chicago IL 60611
Best Tax Service in Chicago. I am owner of Avail24/7 Inc [Delivery Service] and wouldn't have my taxes completed with anyone else [over 5 years now].
Taxes were done to our satisfaction.
Mrs Lisa K.
I had my taxes filed by my Aunt for years but this year I had a lot of complex issues with my business so I went to Taxnet Financial since they came highly recommended from my real estate agent.
I requested an appointment and went in on Friday 3/21/2014. Office is convenient located downtown but parking is $35 but they served me snack and tea while I waited so I was already in a good mood by the time I met with my tax guy. Wait was about 10 minutes or so nothing too drastic.
We talked for a couple of minutes didn't want to waste too much time I know it's a busy time for him so we got right into with my prior year return and then I gave him my business expenses and business income and rental income.
Overall a great experience, I had a lot of questions and a few I admit I knew the answers but just wanted to confirm he knew my business taxes. Spot on he nailed it every time so then I was very comfortable and they are extremely professional. Building and office is very nice and the fee was reasonable. The IRS just accepted my return and I got an emailed copy and confirmation. Not bad at all for the price i paid it was very decent deal for both my regular and K-1 return.
I was very well pleased with the level of service and almost sure they are CPA but I didn't need to ask.
Whew!!!! Not to owe this year is a great feeling. Wasn't expecting that refund - Excellent job Rob. Thanks again
Taxnet Financial Inc.
401 N Michigan Ave
Chicago IL 60611
We received our state refund way before our federal refund this year. We were approved for a RAL in Feb but after we received the loan we heard nothing further. So I did get a RAL but they told us this dont delay my federal refund. Usually i get my federal first but we l got 2 weeks later so I woud ask Customer service could be better at contacting me back to let me know when we would receive my wife left a message twice for a manager and did not receive a call back until after we already received our refund. A manager said they was trying to contact us so I guess. All in all we are ok with the service and might do again.
I have an experience to share. My ex-employer was not providing one of my W-2s to me for reasons I don't understand. I had everything else I needed to file my taxes except this one W-2 because I worked for another company as well. I really needed to file my taxes and I was referred here.
If anyone has this problem these guys can help. The employer is suppose to provide your W-2 by 1/31 every year regardless of the reason. They not only contacted my employer payroll but also helped me get the IRS transcription to confirm. I am very grateful for the help. Great Job Guys!!!!!!!
I got a paycheck stub loan and then file my taxes no issues but I feel you on the fee side they need to lower fees to be more competition. overall good but lower fee side.
I wish there was a negative rating we can give this company. It is true that they lie about the RAL. No you do not receive $1000. They trick you into believing this until you THINK you will get approved then send you tax paperwork and the agreement explainging the RAL Process. After totaling the fees IF I did get approved, I would have only received $600. Then aftewards, they automatically file your taxes ahead of time for you using your last check stubs if you don't have your w-2's at the time. This put me in a bind because my taxes were not calculated correctly so now I am waiting on an amended return that is going to take 3 months just to receive the rest of my money when it could have been done right the 1st time. Worst CUSTOMER SERVICE EVER and when you ask to speak to a supervisor they get your number and I NEVER receive a call back. NEVER AGAIN and I will be reporting this company the IRS.
Shoneka W. W.
Every year I have a good refund and my tax guy explains my tax basis. I have rental property so he did a good job explaining my what is deductible. Thanks Again Carlton
Received a copy of my tax return and I have no issues. I have been w taxnet 4 years. My whole this is Why ppl get these RAL tax loans. The IRS is sending refund is a week or so just wait and save moeny and headache.I read complaints all from people who got deny :) sorry but it is a loan so if you got bad credit and aint pay bills what do you expect. Just wait the week and get your refund I never get the loan and I have never had a problem.
Worst customer service ever! I was lied to about my funds! The guy told me I was approved for a loan then I never received it so therefore I contacted them & the supervisor told me I was denied which I knew was a lie they then charged me this unnecessary money to prepare my taxes when the supervisor told me they were not going to do so. I would never refer anyone to them. They were not honest with me & didn't not replace my funds & put me in a financial hardship knowing that I have children
First year client, and I will be back next year! I had a great experience with TaxNet. After receiving approval of a RAL, I was told that it will take up to 12 hours for funds to be disbursed and deposited into my account. Everything happened accordingly, and now everything is complete. The associates are competent and helpful individuals. Great service!
So when can we expect a tax refund after receiving the RAL loan? It says my return has been accepted by the IRS but that's it. Anyone have any experience with this?
I was approved for the refund anticipation loan.. The next day got an adverse denial. They are a rip off. I wouldnt recommend this business to nobody.
I am happy to report that this company is legit. I was very skeptical even thou I did my research I still had doubted myself. My funds posted this morning so it is REAL. Thanks yall
Ok had no problems with services from them-Jaz-T
WARNING......DO NOT USE. I foolishly sent my drivers license, childrens social security numbers along with my banking information on Friday, Jan. 10, 2014. After not hearing from anyone I called Taxnet Monday to get a status and was informed that my info had not been received and once it was "found" the supervisor Sid Shaw will call me that same day. No call from him so I called Tues. and was told that my info was still not found. I ask to speak witj Sid Shaw and eas told that he was too busy to look for my information and that my accountmhad been flagged due to excessive calls. I have yet to receive any kind of written information from TAXNET about my status. Now I have to close my checking account info and get my ss#'s for my children flagged because of this and still do not know what happen to my documents. Unless you want to worry about your information floating around India do not use this company. They are a SCAM. THE other reviews are obviously from TAXNET employees.
Taxnet Financial Inc.
Account closed by our compliance department and a reason letter has been issued; therefore, we are unable to process YOUR request. There were no fees charged since the status of your account is "closed due to compliance review". Taxnet Financial Inc. doesn't share any personal information with third parties without YOUR written consent. Although we don't have any operations in India, we are an equal opportunity employer and proud to have a diverse workforce. No review postings are permitted by employees and Taxnet Financial Inc. has been offering tax preparation services and tax-related products responsibly since 2002.
great company and had my money beforenchristmas
my niggs my nigga lol best place ever
I had a five star experience and received my RAL without any problem. I am just disappointed that tax refund will take until Feb this year. I know it is not Taxnet Finicial but i am used to getting it now.
We already received a rapid refund loan and are satisfied with the service. Great Job Thanks!!!
I've been with Taxnet Financial for 3 years now and continue to recommend their services to friends and family.
My tax specialist is extremely knowledgeable, friendly, and they respond to emails and calls right away. Outstanding 5 star. I like the communication they call me or send me text alerts and emails so I know exactly what is going on with my return.
I Highly Recommend Taxnet Financial !!!!!!!!!!
My money posted in time for Holidays today. I am very pleased with this service. Happy Holidays and a Blessed New Years!
Just got my deposit about 8:15a.m! Thanks Taxnet Financial. I was worried cause I didn't hear anything, but it worked out!
Received mine next day gave everything in friday morning and my bank confirmed there is a deposit and will be available MOnday 12/23. I needed this refund too by the way. Hope this helps. I have referred 2 ppl already they are ok too.
How long does it take to get the loan after approval? I submitted my info yesterday by fax since they couldn't see my images through mobile upload. I have yet to hear anything. I hope this not a scam.
I was approved for a holiday tax loan. The guy asked me to share my experience and I would like to say they helped me greatly. Even I submitted wrong information they helped me get approved by calling me and letting me send it back. I really like this company and will be using from now on. I like that everything is explained and price is reasonable.
I dont care about your opinion if you telling me not to get a loan it is not your situation unless you can give me a solution. I am in need again this year and I will do it again in December. company is outstanding. I recommend Supreta she is great.
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I had a good experience with Taxnet last year. I had to apologize because I was worried at first after I sent them my information but my money was in my account the on time for holidays and then I got my tax refund too. I recommend this as a good option if you need it quick. I just received a letter today that I'm eligible again this year. I called loans doesn't begin until December for Xmas. I really need it this year for my kids gifts :) I was searching and this was the only legitimate company i found so i hope this helps.
First company that gives a loan in cash without a credit check issue. Me and I referred a friend and we both approved. I am so done with HR Block emerald they lied to me last year making H&R were not still offering a loan and after checking my credit report without my permission she told me I was denied because of my score. I never had problems before so I was upset then I found out H&R are not even offering tax loans anymore. I called the H&R Block corporate office and they told me they only offer RACs not RALs a big difference. I am satisfied there is an option for holiday loans I don't mind paying the extra $50 so thats why i posted this.
Received the letter that I will be approved again this year but I am unable to log in to my account. I am trying to figure out when the loans begin this year. Can someone please contact me.
Taxnet Financial Inc.
Please go to www.raladvance.com to reset your password. Refund Anticipation Loan "RAL" applications begin in December. Contact our customer service department at 1(888) 573-0222 if you still need further assistance.
Taxnet Financial Inc.
401 N Michigan Ave 1200
Chicago IL 60611
I called for a refund anticipation loan in December and had everything they asked for but still was not approved until end of December. Charge me full price $ but I am military and refunded me the difference. The tax person told me I get a discount but when I got the bill I had to call twice but overall they are good. The customer servie coold do better. I will use again
Taxnet Financial, Inc.
401 N Michigan Ave., Ste. 1200
Chicago, IL 60611
This company submitted a return that I still have never seen or signed. I requested a refund anticipation loan which they pretty much made it sound like it was a guarantee. I asked if I would be able to say yes or no after I found out how much the fees for tax preparation were because he had stated that it depended on how complicated my return was so they could not tell me how much it would be. Then I was denied the RAL and no other communication given after I canceled all services, this was on Jan 3rd. Then on the 27th, I received an email stating that the IRS had accepted my return. WHAT!! I CANCELLED AND HAVE NOT SEEN MY RETURN. I was still waiting on my 1099-R's (5 in total. I feel I have been scammed and I believe that I am not the only one. These people need to be stopped. They should receive NO STARS...
Taxnet Financial Inc.
We don't process tax return filings or any related tax-product applications without YOUR written consent (signature of taxpayer). When you apply for a “RAL” you are simultaneously filing your taxes ;therefore, no credit check is required since your loan advance is secured by YOUR actual tax refund. A “RAL” finance fee of $57 (APR 208.05% is based on a 10 day loan period) is deducted from the $1,057 advance upon approval for a $1,000 gross disbursement less tax preparation fees. No finance fee is charged if you are not approved for a RAL. If there is an error on an e-filed tax return we will correct it [amended return] for free regardless of fault. You must provide all tax documents at the time of e-filing to ensure your tax return is accurate and complete. If you need further assistance please contact us at 1(888) 573-0222.
Do not go there they lie about the 1000 and they give you 500 and have a more of taxes 360 don't do it
Taxnet Financial Inc.
We don't offer $500 loans. If you are applying for a “RAL” there is no credit check because your loan advance is secured by YOUR tax refund. A “RAL” finance fee of $57 (APR 208.05% is based on a 10 day loan period) is deducted from the $1,057 advance upon approval for a $1,000 gross disbursement less tax preparation fees. If you still need further assistance contact us at 1 (888) 573-0222.