FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
With a commission-based planner, the client pays the mutual life company (Penn Mutual) and you do not get charged by the Financial Adviser. Penn Mutual would then pay us a percentage, but everything you put in goes towards your financial strategy. You could meet with me one time, three times or ten times and you could decide that you are not ready or have decided to not go in this direction and not a dime would have come out of your pocket.
- What is your typical process for working with a new customer?
First, what I find most important is to get to an understanding of who you are and build that connection from the beginning. Next, would be to go over some questions and concerns you have regarding your financial situation. Next, would be to go over your finances from your short-term planning to your long-term planning. Lastly, would be too implement a strategy that best fits your needs and wants. I am process oriented and not product oriented meaning that there is no magical product that works for everyone so, putting you through a process to see what perfectly fits your financial needs in my mind is a much more effective and efficient route.
- What education and/or training do you have that relates to your work?
I have my 2-15 License which allows me to work in the Life, Health, Disability Insurance, and Annuities. I also have my Series 6 License which allows me to work with Mutual Funds, Retirement Planning, College Planning and Variable products. I also graduated from the University of Tampa with my degree in Finance.