FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
Since 1977, our primary service is creating a complimentary financial game-plan - an FNA, with inputs from you. This is a no-obligation plan that we embark on with a goodwill that once you have seen the value in the plan-recommendations, you agree to implement the recommendations that lower your expenses and/or improve your investment outcomes. We are compensated by our 100+ partners whose products we bring to your kitchen-table.
- What is your typical process for working with a new customer?
Its a 4-step process: 1. Listen...to your needs and concerns, 2. Analyze...and develop a plan, 3. Implement...smart strategies to reach your goals, 4. Service/support...to answer queries and make adjustments with change in priorities. Operationally, FNA (Financial Needs Analysis) is the first step in capturing where you are at and what your goals and dreams are for the future. This is a yearly planning exercise at no cost to you. Identifying the provider (among 100+) who delivers the best value for you is the next step in the process, we assist in completing the paperwork with that preferred partner. Once you have registered with the partner and realized the benefits, that company then compensates us.
- What education and/or training do you have that relates to your work?
I have an MBA in Marketing and Finance; to be a practitioner in the Financial Services, we are required to obtain licenses from state and pass tests from FINRA/SEC - I have life and health license and have passed series 6, 63, 65 and 26 tests to complete my securities-related certifications. I am a Registered Investment Adviser (RIA) with fiduciary responsibility to guide clients on their investments.