FAQs
- What education and/or training do you have that relates to your work?
Bachelors of Science in Aerospace Studies; Masters of Business Administration; Graduate School of Banking at Louisiana State University; Credit Risk Certification (CRC) designation from the Risk Management Association
- How did you get started doing this type of work?
After spending over a decade in banking with a primary focus in credit analysis, I discovered a passion for unlocking the puzzle that accompanies a set of financials for each company. While financial efficiency may not always make a company money, financial inefficiency can certainly cost a company money and any good consultant should love promoting processes to improve financial efficiency while extinguishing behaviors that create financial inefficiency.
- What types of customers have you worked with?
The majority of my work has been with commercial loan officers and loan brokers seeking to get their clients fair pricing. While brokers are valuable in helping your company save money, you must remember that they are only trying to get your foot in the door at a bank. Where consultants (good ones at least) earn their money is in trying to set up your company to borrow money on your company's best terms, not the banks. The best way a consultant can accomplish this is by stabilizing your company financially and setting it on a path to use debt instruments as leverage tools to increase returns, as opposed to using debt instruments to keep your company solvent. Once that happens, then banks gain the upper hand and very few (if any) brokers can get your company a creditor or investor that will provide financing on favorable terms for you and your company.