FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
The attorney fee I charge is based on each person’s individual situation. I always reduce my attorney fee for active military, fire fighters, and law enforcement. The attorney fee amounts and other filing cost amounts below will give you some idea about what to expect to pay. CHAPTER 7 - ATTORNEY FEE The usual attorney fee for a Chapter 7 case is between $900 and $1,100. In a Chapter 7 case, the attorney fee and Court filing fee must be paid before the case can be filed. I will accept payments toward the Chapter 7 attorney fee while we work on gathering the information needed and prepare the paperwork to file. Once the entire attorney fee and Court filing fee ($335) are paid and your first course ($25) has been completed, then your case can be filed. There is more about the Court filing fee and course fees below. CHAPTER 13 - ATTORNEY FEE Frequently, I will agree for my Chapter 13 attorney fee to be paid over time through the Chapter 13 debt repayment plan. That means that many of my Chapter 13 client’s cases can be filed with only $65 paid upfront ($40 of the Court filing fee and $25 for the first course). COURT FILING FEE - ALL CASES All bankruptcy cases require a Court filing fee be paid when the case is filed. The filing fee for a Chapter 7 case is $335 and must be paid in full when the case is filed. The filing fee for a Chapter 13 case is $310 and can often be paid over time, starting with $40. COURSE FEES - ALL CASES Anyone filing a bankruptcy must first participate in a quick online or over-the-phone course. The course fee varies depending on the provider, but is usually not more than $25. Near the end of every bankruptcy case a second course must be completed. Again, the price for the second course varies, but is usually not more than $35.
- What is your typical process for working with a new customer?
The first step if you are thinking about filing bankruptcy is contacting an experienced bankruptcy attorney. There really is no substitute for experience. So, the first step is to contact me. There is no obligation and I don’t charge a fee for an initial consultation to listen to your situation and explain how bankruptcy works. From there, we can discuss how your debts would be affected by a bankruptcy filing and what you can expect if you decide to file bankruptcy. Once we have gone over your options and you understand how each option will affect your debt situation, then you make the decision about how to proceed.
- What education and/or training do you have that relates to your work?
* 25 years experience as a bankruptcy attorney. * Admitted to two state bars, the State Bar of GA and the State Bar of SC. * Admitted to practice and represent clients in state and federal courts of GA and SC.