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A Bankruptcy Law Firm, LLC
A Bankruptcy Law Firm, LLC

A Bankruptcy Law Firm, LLC

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Zip code
Bankruptcy type

Responds within a day

Introduction: A Bankruptcy Law Firm, LLC is expertly staffed to walk you through the bankruptcy process without any hassles or stress. Mr. Michael Benson is one of only a handful of attorneys to have passed the Bar exam, the CPA exam, and the Series 7 exam. For the last 10 years, Michael Benson has helped thousands of clients successfully file for bankruptcy relief. The benefits of having Certified Public Accountant review your financial information will be immediately clear. A Bankruptcy Law Firm is not only equipped to help you file for bankruptcy, but also equipped to help you repair and rebuild your finances as well. Feeling shackled by debt? Request a free initial consultation today with one of our four office locations conveniently located in St. Louis and Southern Illinois. Bankruptcy is an incredible protection offered by the U.S. government to help people rebuild their lives and overcome debt. I enjoy playing my part in helping individuals complete the bankruptcy process so that they can get back on their feet. We all want to earn our way to financial freedom and it's nice to help others do so.

Hired 38 times

13 similar jobs done near you

5 employees

17 years in business

Top pro status

Top Pros are among the highest-rated, most popular professionals on Thumbtack.

Jul - Dec

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Bankruptcy type



Customers rated this pro highly for responsiveness, work quality, and professionalism.

Great 4.7

22 reviews


Read reviews that mention:

Tinika b.

Personal Bankruptcy Attorney

Mr. Benson was very professional and knowledgeable about the bankruptcy process, he made me feel very comfortable and confident about my decision. It felt like he actually cared about my individual needs as a client, now my future is much more clear in regards to managing my debt. Thank you @ A Bankruptcy Law Firm, LLC
Dec 29, 2017
Tori P.

Personal Bankruptcy Attorney

So far he has been very honest and attentive to my needs and is really trying to help me and truly cares about my situation I would highly recommend him to anybody
Dec 6, 2019
Ann M.

Personal Bankruptcy Attorney

Mr. Benson is very knowledgeable and takes the time to give you a quality review. He truly cares about his clients and will make the best recommendation for your situation. I highly recommend him.
Apr 19, 2018
Jennifer O.

Personal Bankruptcy Attorney

I have a creditor that continues to try to collect on a debt. Benson sent representation with me to court and he continues to advocate for our rights.
Dec 30, 2017
Bridget B.

Personal Bankruptcy Attorney

Friendly gave us some choices
Jul 8, 2019


  • What should the customer know about your pricing (e.g., discounts, fees)?

    Unfortunately, other bankruptcy attorneys try to hide their fees so that they appear they are the "cheapest" around. Let me try to demystify the fees for filing bankruptcy. Chapter 7 - no matter what state you file in the court fee is $335. You are also required to take 2 courses, one course before you file and one after you file, the first course costs from $25 to $100, the second course costs $9.76 to $100. You should also obtain all 3 credit reports, which there is a free federal website to obtain all 3 but the reports are very very ugly and most of my clients in the past are only able to obtain 1 or 2 of the reports, and you want to obtain all 3 reports. Then there is the attorney fee, in which most attorneys charge a flat fee or at least they make it appear they charge a flat fee. A flat fee is a total amount that covers the entire bankruptcy. However, be very careful of the fine print in a retainer agreement that spells out an extra fee if your spouse is filing with you, or extra fees if you wish to reaffirm (keep) your car loan, and some attorneys charge additional fees if they have to prepare the means test. My fee is a true flat fee, it is $599.00, period. No gimmicks, no additional fees. If you have a spouse, no problem, I just have to add his or her name and social security # and income, and since I love numbers, I do this for free. If you require the means test calculation, guess what, I am a CPA and attorney, so doing the means test is like a crossword puzzle to me, so I do this for free as well. As for the first course you need to take, well I pay for it for you. The second course is completed after we file your case, so you take this course and pay the current fee, which is only $9.76. As for the credit report, I purchase all 3 credit reports in one easy to read report which also provides you your current credit score and your estimated score one year after filing the bankruptcy to help you with planning life after your case. This report costs me $40 for an individual and $80 for a married couple. Therefore, the total cost to you to file a chapter 7 bankruptcy if you choose my office is $335 court fee plus $599 attorney fee, for a total of $934.00. After your case is filed you pay for the second course which is $9.76. The only time this fee could be more, and you would find out in the free consultation is if you own a business--depending on your business there could be exponentially more planning and work required in your case. Chapter 13 - the court fee is $310.00. In the Southern District of Illinois the Court sets a flat attorney fee of $4,500 to pay the attorney you choose to represent you over a period of 3 to 5 years. In the Eastern District of Missouri, the flat attorney fee is $4,000. Some attorneys charge a portion of this flat fee upfront before your case is filed in addition to the $310.00 court fee. So, if the attorney says their fee for a chapter 13 is $810, then $310 goes to the Court and $500 gets paid to the attorney , and then they charge you the other $3,500 or $4,000 during the monthly payments throughout your case. In almost every case, I do not request any of the attorney fee upfront in a chapter 13 case, therefore you pay $310 to get your case filed quickly, and then my attorney fee, which is set by the Court is paid over the next 3 to 5 years. Also, I pay for the first course ($25) and I pay for the credit report and credit scores ($40/$80), so those are free to you. You only have to pay the $9.76 second course after your case is filed.

  • What is your typical process for working with a new customer?

    Although bankruptcy is a complicated process behind the scenes, my firm makes this process very simple to our clients. When filing for bankruptcy, you get the protection and relief you are looking for on the day you file your case--therefore, we follow a 3-step method to get there as soon as possible. FIRST APPOINTMENT - You come in for a FREE half hour to an hour (whatever it takes) consultation to explain your financial situation to me. Depending on your situation, I will ask all kinds of questions to ensure I know all the financial difficulties you face. At that appointment, I can tell you whether Chapter 7 or Chapter 13 bankruptcy is best for you. And, believe it or not, I have told some clients that they should not file bankruptcy and I explain why and explain in detail what they should do. SECOND APPOINTMENT - If you decide to pursue bankruptcy, then you will return for a one-hour appointment to give me your detailed financial information, in which I hand you a list at the first appointment. I need tax returns, paystubs, info on the debts, etc. At the end of the appointment, I will give you a checklist of documents that I still need or I will tell you I have everything I need to finish your case. THIRD APPOINTMENT - I also call this the signing appointment. Once you get me the last of the documents that I requested, then I can prepare your case. At this appointment we review the legal documents that I prepared on your behalf, we make any changes, we sign the documents, then your case is filed.

  • What education and/or training do you have that relates to your work?

    Michael J. Benson, is a certified public accountant after passing the CPA exam and who also passed the Series 7 exam to become an investment representative years ago. Mike Benson is an attorney licensed in the state of Illinois and admitted to practice in the bankruptcy courts of the Eastern District of Missouri, Southern District of Illinois and Central District of Illinois.

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