FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
I use a transparent, fee-only pricing model with no commissions or product sales. Pricing depends on the level of service needed and whether you’re looking for one-time planning or ongoing support. Most clients work with me on an ongoing basis for comprehensive financial planning and investment guidance, billed as a subscription-style fee. There are no long-term contracts, and everything is discussed upfront so there are no surprises. The first step is always a short introductory conversation to determine fit and scope before any fees are quoted.
- What is your typical process for working with a new customer?
I start with a short introductory conversation to understand what prompted you to reach out and what you’d like help with. That first call is about clarity and fit. No pressure and no sales pitch. If it makes sense to move forward, I’ll review your current finances (accounts, investments, taxes, and goals) and then create a clear, prioritized plan. For clients who want ongoing support, we continue working together with regular check-ins and proactive guidance as life and priorities change. Everything is explained in plain language, pricing is discussed upfront, and I act as a fee-only fiduciary at all times.
- What education and/or training do you have that relates to your work?
I’m a Certified Financial Planner™ (CFP®) and the founder of KLD Wealth Management, a fee-only fiduciary financial planning firm. I earned my Master of Personal Financial Planning from Kansas State University after undergraduate studies at Miami University, and completed the comprehensive CFP® curriculum covering retirement planning, investment management, tax planning, insurance analysis, and estate planning. I also complete ongoing continuing education and ethics requirements to maintain the CFP® designation. In practice, I work directly with clients to apply this training in real-world situations. Regularly helping them make informed decisions, avoid costly mistakes, and align their finances with their goals and values.