FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
An initial meeting/ phone consultation is complimentary for all prospective clients. This is to learn more about each other and see if we would be a good fit to work together. Fee Based: Fee is assessed as a % of assets under management a client has to invest starting at 1% and declining based on amount of assets to invest. We offer full Financial plans on a needs basis. We also offer Insurance products on an at need basis. In certain situations an insurance product will need to be purchased based on client needs and planning.
- What is your typical process for working with a new customer?
We have a 4 step Lifelong Wealth process to becoming a full financial planning client. 1. Intro call/meeting to understand each clients unique situation as well as if we have the resources and expertise to assist and handle. 2. Once we know that we can add value to a clients financial situation, we have a discovery meeting to dive deeper into all aspects of a clients financial life to understand what the landscape currently looks like. Gather all data around a clients finances including cash flow, assets, investment accounts etc. to begin analysis. 3. Planning meeting part 1: Once we have had a chance to review and analyze all financial info and statements, we present our plan modeling around how we can improve aspects of your financial picture and probability of achieving success. 3a. Planning meeting part 2. Implementation: Once assets move over to our management, we will then implement our planning and investment recommendations along with ongoing monitoring. 4. Check up Meetings: We will conduct periodic meeting/calls to review your financial plan and any changes to your financial life to ensure we are still on track to meet your goals and objectives according.
- What education and/or training do you have that relates to your work?
Our firm is staffed with Certified Financial Planners (CFP's), Accountants (CPA's), Chartered Financial Analysts (CFA's), and estate attorneys. All planners are registered investment adviser representatives at a minimum. This requires a FINRA series 65 with other licenses including Series 7, 63 and life and health insurance designations.