Harvard Risk Management Corporation

Introduction: I am an independent agent employed with the nation's largest identity theft protection benefits broker, Harvard Risk Management Corporation. Since HRMC is a brokerage, we have the advantage of researching which companies offer the best services at the best prices and then pass those savings onto you. I offer hard-working citizens a service that the average American cannot comfortably afford: legal access. Although over 70% of us could benefit from legal assistance each year, paying $200/hour just isn't affordable. When you become a member with us, however, you and your family will have access to a reliable, high-ranking law firm in your state (or the state that you are in, if you travel often) for less than $20/month. How it works: We have contracts with ONE highly graded law firm in each state, to represent ALL of our members in that state. The law firm makes their money off of volume - a small amount (your monthly dues) from a large quantity of people (every member in your state). This offers a win-win situation. Not only does it allow membership rates to remain at a low cost but when you use your membership, you are not a $200 client, you are a $2 million client and will be treated as such. Taking this approach makes justice affordable for the Average Joe, rather than only being a privilege for the wealthy. This $20/month will cover your entire immediate family and includes a very wide variety of services at no extra cost. For example, many parents would love to have a will prepared to ensure that their children are in good hands in the event of their passing. It doesn't seem fair to make them choose between having their estate in order or making the monthly mortgage. With this plan, the individual and their spouse will receive a packet which allows both of them to prepare their will, trust, estate, living will, health care power of attorney, etc and have it properly filed at no additional cost. Other services included in our plan include: Unlimited Consultation Document Review Letters Written and Phone Calls Made On Your Behalf Traffic Assistance (such as speeding tickets- those of you with teenage drivers, remember it is a family plan!) Uncontested Divorce/Seperation Child Custody Uncontested Adoption Uncontested Name Change Identity Theft Civil Lawsuits Foreclosure Stop debt/creditor harassment Bankruptcy IRS Audits .... and many more The 24 hour emergency line makes sure your coverage continues after the normal business hours of your local law firm. Should you need anything which is not offered as part of your membership, you will still save money by receiving a 25% discount. Additional options such as the home-based business rider and our small business plans are available for entrepreneurs who wish to extend there coverage to include their company. Contact me with any questions or interests you might have - I want to help you protect your family, your finances, and your future.