Jana Martinez, ChFC, WMCP – Financial Advisor

Jana Martinez, MBA, ChFC®, WMCP®, is a Financial Consultant based in McKinney, Texas, where she helps individuals and families connect their money with their values through thoughtful, comprehensive financial planning. With a background spanning private wealth management, marketing strategy, and client experience, Jana brings a multidimensional perspective to every relationship. Jana holds the Chartered Financial Consultant (ChFC®) and Wealth Management Certified Professional (WMCP®) designations, representing advanced expertise in investment management, estate planning, behavioral finance, and risk analysis. She also earned her MBA in Marketing, combining her strategic communication skills with financial planning to help clients align personal and business goals with clarity and purpose. Before joining Edward Jones, Jana worked at J.P. Morgan and Merrill Lynch, where she advised ultra-high-net-worth families and executives on complex wealth strategies, generational planning, and customized investment portfolios. Her experience with legacy clients has shaped her holistic approach—integrating investment planning, insurance, tax awareness, and estate design into one cohesive strategy. At Edward Jones, Jana focuses on helping clients simplify financial complexity, protect their families, and create enduring legacies. Her practice includes individuals, families, and business owners seeking a values-driven partnership built on education, transparency, and trust. Services Include Comprehensive Wealth Management Coordinated strategies to grow, protect, and transfer wealth efficiently. Retirement Income Planning Tailored distribution strategies designed to support longevity, lifestyle, and tax efficiency. Estate & Legacy Planning Guidance in creating multigenerational strategies through trust coordination, charitable giving, and special needs planning. Tax-Aware Investment Strategies Proactive planning to help reduce tax exposure and enhance after-tax income. Insurance & Risk Management Evaluation of coverage and protection strategies to ensure alignment with overall financial goals. Specialized Planning for Business Owners & Families with Complex Needs Including succession strategies, special needs trusts, and philanthropic giving. Jana is committed to delivering personalized, values-based financial guidance that empowers clients to make confident, meaningful decisions—for their families, their businesses, and their legacy.