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SEA Financial Hawaii

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Industry
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About
First and foremost, SEA Financial Hawaii is one of the very few fee-only financial advisory firms in Hawaii. As a fiduciary, we have both a legal and ethical obligation to act in your best interests at all times. This commitment means placing your financial well-being above all else, providing transparent, conflict-free recommendations, and ensuring you fully understand the strategies we propose. At SEA Financial Hawaii, we deliver this guidance through what we call professional aloha™—a disciplined, thoughtful, and highly personal approach that combines technical expertise with genuine care, respect, and accountability. With 25 years of experience, the value I bring is objective, unbiased financial advice. Our planning services address every aspect of your financial life—from investment strategy and tax planning to estate analysis and long-term decision-making. If you choose to work with me and my firm, SEA Financial Hawaii, my focus is singular: to serve you in a way that creates outcomes aligned with your needs, concerns, goals, and challenges. I commit to thorough due diligence and thoughtful, independent guidance on whatever topics we’re addressing—whether that involves investments, insurance considerations, or estate planning coordination. My recommendations are driven by what best supports your objectives, not by products or commissions. I take on clients only when I believe I can genuinely be of service. That standard ensures the guidance you receive is purposeful, aligned, and always centered on what matters most to you.
Overview

Background checked

License verified

1 employee

25 years in business

Business hours

SunClosedMon9:00 am - 5:00 pm

Payment methods

This pro accepts payments via Apple Pay, Check, Credit card, Google Pay, PayPal, Venmo, and Zelle.

Services offered

Business size

Small (fewer than 10 employees)

Medium (10-50 employees)

Business stage

Startup (less than 2 years)

Mid-stage (2-5 years)

Established (5 years and more)

Industry

Sales & marketing

Technology / IT

Manufacturing

Financial services

Projects and media
Projects and media
Reviews
Exceptional 5.0

5 reviews

5

100%

4

0%

3

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2

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pro avatar
Michael C.

Mar 2, 2026

From Google

A few months ago, I told myself that I was going to start taking my financial future seriously and I was ready to find someone to help assist me on my path towards retirement. Garrett at SEA Financial has been a blessing. From our first initial zoom meeting, he made me feel comfortable and I knew instantly I wanted to work with him. Garrett is personable, informative, and very organized. He is quick to respond to questions and during our short time together, we've had several zoom meetings to discuss my situation, concerns, and goals for the future. I got the sense that i am more than just another client to him. Mahalo Garrett, I look forward to the journey ahead.
SEA Financial Hawaii's reply
Thanks, Michael. As I’ve shared, you’re exactly the kind of client we truly enjoy working with—a diligent saver focused on long-term success. Most importantly, you’ve clearly defined your reasons for engaging in this type of collaborative planning; your “why” is clear. I believe one of the most important decisions anyone can make about retirement is taking responsibility for funding it themselves. Saving today is one of the most powerful ways to create a more stable tomorrow. You're on your way. Here's to your continued success! Aloha, GW
pro avatar
Ivy L.

Jul 6, 2025

From Google

We had the pleasure of speaking with Garrett about a complex financial situation involving our family, and even though we weren't in a position to officially hire him, he took the time to truly listen and offer guidance. Garrett was incredibly kind, compassionate, and professional. He approached our situation with empathy and was ready to help in any way he could. Its rare to come across someone so genuine and generous with their time. Were truly grateful for his support.
SEA Financial Hawaii's reply
Thank you for your kind words, Ivy. It was a pleasure speaking with you. I wish you and your ‘ohana all the very best. Please don’t hesitate to reach out if I can be of help in the future.
pro avatar
Andrea T.

Apr 5, 2025

From Google

Garrett Wheeler provides excellent customer service. He is an excellent listener who makes easy to understand financial advice. Most importantly, Garrett is EXTREMELY trustworthy, and you can tell how much he cares about your circumstance. He is very patient with you when you are making your financial decisions. I highly recommend using Garrett for your financial planning.
SEA Financial Hawaii's reply
Hey, Andrea and Jim, thank you so much for your kind words and wonderful review. Working with rock-solid clients like you--businessowners and good human beings--is an absolute pleasure. Serving as your trusted advisor and knowing our work together will make a positive financial impact is genuinely rewarding. I look forward to our continued collaboration. Mahalo!
pro avatar
Brandie L.

Oct 3, 2024

From Google

SEA Financial Hawaii's reply
pro avatar
Farrah

Sep 26, 2024

From Google

Garrett was an excellent financial advisor. He was incredibly helpful with helping my family with our questions on our insurance and in creating an investment account. He explained everything thoroughly and answered all our questions even though we had a lot of them. He was incredibly patient with us, especially because we had limited knowledge on this kind of stuff. We were able to fully understand our finances better and we are happy to finally be able to open a new investment account. If you need help with your finances you should go to Garrett!
SEA Financial Hawaii's reply
Thank you, Farrah! I truly appreciate your feedback and kind words. It's been a pleasure working with you and your parents on your investment management and financial planning. Until next time, take care. Aloha!
Credentials
License

License type: Investment Adviser Representative

License state: HI

License verified on 1/14/2026

Background Check

Martin Wheeler