What is your typical process for working with a new customer?
We start off with a free consultation. After that, we need a list of your debts, copies of recent pay stubs and tax returns, and we will ask you to answer some brief questionnaires.
I think most clients expect this to be much harder than it really is.
What education and/or training do you have that relates to your work?
We are three very experienced bankruptcy lawyers. Each one of us is a Certified Bankruptcy Specialist by the State Bar of California. Each of us has been in bankruptcy law practice for anywhere from 25 years to 37 years.
Do you have a standard pricing system for your service? If so, please share the details here.
Our standard pricing method is very simple. We are going to charge you as little as we can get by with. All of our clients are broke. We can't charge you high fees.
If you have a simple case, your fees will be cheap. Amen.
How did you get started doing this type of work?
A young law graduate usually wants to get rich but has no idea how to do it. Each of us was different. Each of us was looking to make a living, but the most important goal for each of us was to practice law in a field that really helps people. For each of us, gravitating into bankruptcy practice was a natural. The help that bankruptcy relief can bring to most clients is miraculous. This is a very gratifying career for lawyers who are looking to make a real difference in the lives of ordinary people.
What types of customers have you worked with?
Our clients come from all walks of life. Debt problems can hit anybody.
Describe a recent project you are fond of. How long did it take?
I'll share one case in particular. Student loan cases are very difficult to win. Student loan debts are rarely discharged in bankruptcy court. We successfully completed a student loan case in the bankruptcy court. Our client suffered from many years of mental health problems. The client owed more than $100,000 in student loans. Prior to trial, we were able to get a settlement approved. Our client agreed to pay just $3000 to settle $100,000 of student loan debt, (and the $3000 settlement was made payable at just $50 per month).
What advice would you give a customer looking to hire a provider in your area of work?
The biggest mistake people make is hiring a bad lawyer. In recent years, the State Bar of California has received about 12,000 complaints involving debt relief/bankruptcy lawyers. You can be sure that every one of those clients wishes they had hired someone else.
What questions should customers think through before talking to professionals about their project?
Do you want to change your luck?
We won't take your case unless we believe we can make good things happen for you.