SEA Financial Hawaii
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Industry
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About
First and foremost, SEA Financial Hawaii is one of the very few fee-only financial advisory firms in Hawaii. As a fiduciary, we have both a legal and ethical obligation to act in your best interests at all times. This commitment means placing your financial well-being above all else, providing transparent, conflict-free recommendations, and ensuring you fully understand the strategies we propose.
At SEA Financial Hawaii, we deliver this guidance through what we call professional aloha™—a disciplined, thoughtful, and highly personal approach that combines technical expertise with genuine care, respect, and accountability.
With 25 years of experience, the value I bring is objective, unbiased financial advice. Our planning services address every aspect of your financial life—from investment strategy and tax planning to estate analysis and long-term decision-making.
If you choose to work with me and my firm, SEA Financial Hawaii, my focus is singular: to serve you in a way that creates outcomes aligned with your needs, concerns, goals, and challenges.
I commit to thorough due diligence and thoughtful, independent guidance on whatever topics we’re addressing—whether that involves investments, insurance considerations, or estate planning coordination. My recommendations are driven by what best supports your objectives, not by products or commissions.
I take on clients only when I believe I can genuinely be of service. That standard ensures the guidance you receive is purposeful, aligned, and always centered on what matters most to you.
Overview
Background checked
License verified
1 employee
25 years in business
Business hours
SunClosedMon9:00 am - 5:00 pm
Payment methods
This pro accepts payments via Apple Pay, Check, Credit card, Google Pay, PayPal, Venmo, and Zelle.
Services offered
Industry
Sales & marketing
Technology / IT
Manufacturing
Financial services
Business size
Small (fewer than 10 employees)
Medium (10-50 employees)
Business stage
Startup (less than 2 years)
Mid-stage (2-5 years)
Established (5 years and more)
Projects and media
Projects and media
Reviews
Exceptional 5.0
5 reviews
5
100%
4
0%
3
0%
2
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1
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Michael C.
Mar 2, 2026
From Google
A few months ago, I told myself that I was going to start taking my financial future seriously and I was ready to find someone to help assist me on my path towards retirement. Garrett at SEA Financial has been a blessing. From our first initial zoom meeting, he made me feel comfortable and I knew instantly I wanted to work with him. Garrett is personable, informative, and very organized. He is quick to respond to questions and during our short time together, we've had several zoom meetings to discuss my situation, concerns, and goals for the future. I got the sense that i am more than just another client to him. Mahalo Garrett, I look forward to the journey ahead.
SEA Financial Hawaii's reply
Thanks, Michael. As I’ve shared, you’re exactly the kind of client we truly enjoy working with—a diligent saver focused on long-term success. Most importantly, you’ve clearly defined your reasons for engaging in this type of collaborative planning; your “why” is clear. I believe one of the most important decisions anyone can make about retirement is taking responsibility for funding it themselves. Saving today is one of the most powerful ways to create a more stable tomorrow. You're on your way. Here's to your continued success! Aloha, GW
Ivy L.
Jul 6, 2025
From Google
We had the pleasure of speaking with Garrett about a complex financial situation involving our family, and even though we weren't in a position to officially hire him, he took the time to truly listen and offer guidance. Garrett was incredibly kind, compassionate, and professional. He approached our situation with empathy and was ready to help in any way he could. Its rare to come across someone so genuine and generous with their time. Were truly grateful for his support.
SEA Financial Hawaii's reply
Thank you for your kind words, Ivy. It was a pleasure speaking with you. I wish you and your ‘ohana all the very best. Please don’t hesitate to reach out if I can be of help in the future.
Andrea T.
Apr 5, 2025
From Google
Garrett Wheeler provides excellent customer service. He is an excellent listener who makes easy to understand financial advice. Most importantly, Garrett is EXTREMELY trustworthy, and you can tell how much he cares about your circumstance. He is very patient with you when you are making your financial decisions. I highly recommend using Garrett for your financial planning.
SEA Financial Hawaii's reply
Hey, Andrea and Jim, thank you so much for your kind words and wonderful review. Working with rock-solid clients like you--businessowners and good human beings--is an absolute pleasure. Serving as your trusted advisor and knowing our work together will make a positive financial impact is genuinely rewarding. I look forward to our continued collaboration. Mahalo!
Brandie L.
Oct 3, 2024
From Google
SEA Financial Hawaii's reply
Farrah
Sep 26, 2024
From Google
Garrett was an excellent financial advisor. He was incredibly helpful with helping my family with our questions on our insurance and in creating an investment account. He explained everything thoroughly and answered all our questions even though we had a lot of them. He was incredibly patient with us, especially because we had limited knowledge on this kind of stuff. We were able to fully understand our finances better and we are happy to finally be able to open a new investment account. If you need help with your finances you should go to Garrett!
SEA Financial Hawaii's reply
Thank you, Farrah! I truly appreciate your feedback and kind words. It's been a pleasure working with you and your parents on your investment management and financial planning. Until next time, take care. Aloha!
Credentials
License
License type: Investment Adviser Representative
License state: HI
License verified on 1/14/2026
Background Check
Martin Wheeler