Phase 2 Investment Advisers LLC
About this pro
Our independent, fiduciary approach to financial planning and investment advice gives us the flexibility to design an implementation strategy for each individual we meet. Instead of utilizing rules of thumb or being constrained by a specific software package, we piece together the best parts of a variety of systems and calculations to present options to our clients. It will be obvious, when you see our work, we bring our independence and customization to bear for each situation. Through our educational approach to guidance, you will begin to understand a little more about your products and services, without feeling overwhelmed.
10 years in business
- What should the customer know about your pricing (e.g., discounts, fees)?My pricing system is structured around three different relationship options: As Needed, Project Oriented or Ongoing Advice. Those who have a "Quick Question" they would like a professional to address can sign an hourly engagement contract with me. My hourly rate is $120 per hour and the initial contract will include an estimate of hours required to answer the question. For those who want a more detailed analysis of a situation, with recommendations for actions moving forward, I would encourage them to ask for a Project Oriented contract. These contracts can vary in price from $99 for a single issue like paying off debt or where to save in a retirement plan and can get as intense as a $2,499 plan that includes analysis of cash flow, net worth, risk management, investment analysis, amounts and types of insurance, goal saving, estate planning and meeting with family to provide education about the overall direction of the plan. Every situation is different and it could take a Complimentary Consultation to determine which direction is right for you in your situation.
- What is your typical process for working with a new customer?After deciding to work together, new clients will go through a "Getting to Know You" process where we will discuss issues in their life that will impact the advice they seek. After these discussions, we will develop recommendations and build a deliverable plan for the client to include a summary of the initial information and support for our recommendations. Along the way, if a client wants to review their plan, future costs would depend on what type of contract we are operating under, whether it's ongoing management, project oriented or hourly.
- What education and/or training do you have that relates to your work?My background puts me in a unique position to best serve clients in today's environment. While I have a head for numbers, and become excited at the prospects of putting together the pieces of the financial puzzle for my clients, I also have two B.S. degrees, one in History, with most coursework focused on the perspectives within American History. The second is in Political Science, with an Emphasis on Advocacy, giving me greater insight into the political process and implications on the electorate. The combination of these two degrees gives me a perspective through which to view today's issues and political actions and give client's advice based on what is currently happening. I have also undergone significant industry education, becoming a Certified Financial Educator® through the Heartland Institute of Financial Education. This program required me to demonstrate financial planning and industry knowledge in addition to experience teaching adult learners. Recently, because of client issues and a desire to provide the best options for protection and action, I became a Certified Identity Theft Risk Management Specialist® through the Institute for Consumer Financial Education. This designation program has helped me create a strategy for clients to implement what the government recommends to protect their identity and financial resources. If you have other questions regarding my education, training or qualifications, please do not hesitate to ask.