Work Experience
03/15- 06/17 NationStar Mortgage, Irving, TX
Position: Originations Underwriter II
Responsibilities:
• Reviewing all mortgage applications and documentation for accuracy and completeness.
• Reviewing to insure fannie mae and freddie mac requirements have been met on all conforming loans as well as harp loans.
• Reviewing jumbo loans to insure all investor requirements have been met
• Performing a risk based review on all loans.
• Reviewing a contemplate Fraud and all “red flags” addressed or escalated.
• Input all required information into Lending Space underwriting module accurately and within established time frames.
• Compliance review on all loans.
• Reviewing title policy, closing statements.
• Reviewing full interior and exterior appraisals
• All loan decisions performed within the established SLA’s but never sacrificing quality for quantity
• Perform other related duties as required and assigned
• Demonstrate behaviors which are aligned with the organization’s desired culture and values
• Experience working with automated loan origination systems.
• Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector.
• Experience in underwriting borrowers with complex financial and income statements.
• Experience preparing cash flows on partnerships, s-corporations and corporations.
• Knowledge of mortgage lending laws and regulations.
• Team player with strong attention to detail and able to work independently
• Proven track record at delivering timely and accurate information in a fast-paced environment
• Excellent critical thinking, problem solving, mathematical skills and sound judgment
• Strong business acumen and ability to interface with executive management
