Introduction: Workers' compensation costs are increasing everyday. J&L Risk Management Consultants was established to aid businesses in reducing these costs through time-proven techniques. These techniques apply to all states and all types of businesses. Don't let this often ignored expense kill your insurance budget.
We offer the following services:
1. Premium Analysis - statistically analyze your premiums and NCCI or state bureau experience mod calculations for errors and thoroughly review the auditor's computations to verify the accuracy of the yearly premium audit
2. Reserve Analysis and Review - examine your claims reserves to make sure they are in line with industry standards and that files are closed promptly
3. Experience Mod Projections - forecast your company's experience mod for up to five years in the future
4. Physical or Online File Reviews - review the claims adjuster's work to ensure proper claims handling, reserving and subrogation
5. Presentation and Employer Training Services - award-winning workshop from one to four hours in length that is applicable to all states
6. Self Insurance Services - analyze your company's current workers' compensation insurance situation to see if self-insurance is a viable option and can help you design or modify your self-insurance program for maximum cost savings
7. Self-Insurance Loss Development Factors - forecast your required spending levels for up to 10 years in the future using current and past data
8. Employer Support Services - accident disaster plans, medical treatment networks, return-to-work programs and first injury reporting
