FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
Discretionary Assets under Management Maximum Annualized Fees As a fee-only advisor, we are compensated as a percentage of our assets under management. Clients will be billed by the Custodian at the end of each quarter based on an annualized percentage. Liberton has no access or custody to client funds. Clients are not responsible for third-party custodial fees. Non-Discretionary Separately Managed Account Advisory Services Fees Separately Managed Accounts (SMA) for which Liberton has entered into a sub-advisory relationship are charged .55% or $200 per year, whichever is greater. Minimum Account Size Liberton requires a minimum account size of $5,000 to open and maintain a discretionary asset account. There is no account minimum for SMA advisory services. A client may choose to close his or her account at any time without penalty.
- What is your typical process for working with a new customer?
Liberton offers a unique take on investment management services. We blend macro-economic events with real-time trading strategies to achieve a positive and consistently strong return on investment year after year. Liberton achieves a high rate of return while maintaining a risk-averse fund by paying respect to the overall market condition and trades high yield securities within their natural cycle. At Liberton, each client’s portfolio is individually and thoughtfully constructed to reflect an investor’s specific financial goals and level of risk tolerance. The result is a turn-key solution offering capital returns in addition to a long term retirement blueprint. For those investors seeking long term financial goals through non-discretionary accounts such as 401K, Roth, IRA, etc., Liberton guides asset allocation through comprehensive account analysis.
- How did you get started doing this type of work?
Liberton Financial was founded by Michael Moore and opened its doors to public investors in 2016. What began as a private investment management service, offering portfolio management and financial advice to friends and family for over a decade, is now offering its services to all investors. Michael saw the 2008 financial crisis and most recent 2016 Brexit vote and market reversal as events that continually expose the flaws in large hedge funds and financial houses. Michael’s expertise and understanding of macro-economic conditions and their impact on the financial market give him the unique ability to trade ahead of the curve. Liberton is unlike other financial houses because Michael has created a nexus between forward thinking and a thorough understanding of portfolio construction. While many of today’s hedge funds gamble with client assets, Liberton provides risk-averse investment management services tailored to each client’s individual and family needs. Michael graduated from DePaul University in Chicago, Illinois with a degree in social science. He moved to San Diego, California where he worked as a manager in the insurance industry for over 12 years. He currently lives in Lakewood, CA with his wife, Laurissa, and their orange cat, George.