Guideway Financial, LLC, San Antonio

Introduction: Guideway Financial is an independent, fee-only financial planning firm that provides consulting, comprehensive planning, retirement planning, college planning, and more. We create retirement plans designed to generate income over an exact time period, limiting any worry over running out of money. As fee-only advisors, we are not sales people. We do not sell products or charge commissions. We are fiduciaries, putting your interests ahead of our own. And, we provide advice no matter where your money is held, or the income source (employer-held 401(k) and 403(b) accounts, IRAs, real estate, pensions, Social Security, and more). The emphasis at Guideway is upon highly optimized portfolio management, saving money through no-load mutual fund investments and tax efficiency. Our services are tailored to provide as much help as you would like, and nothing more. With a fixed fee approach, you pay only for what you need -- no percentage of AUM, no commissions, and no hidden fees. What I love most about my job as a fee-only financial planner is the satisfaction brought by helping clients reduce their concerns about money, and allowing them to enjoy life more. By offering a differentiated approach that provides income for an exact period of time, I can work with middle market clients who want to make the most of their retirement, but not worry about running out of money. And, the fee-only approach allows our firm to serve clients using low-cost mutual funds and transparent pricing. It is nice to provide an avenue for clients to avoid commissions and costly products that are common in the financial industry. It is also very fulfilling to assist clients to improve their cash flow management, or fund their children's college, or even to find the means to start a business.