Financial Planning and Wealth Management
Financial Planning and Wealth Management

Financial Planning and Wealth Management

Offers remote services
Discounts available
Offers remote services
Discounts available
contact for price

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Introduction: Our team provides a balanced approach to achieving your goals of financial security, assuring that your intentions and goals have been understood, and needs have been addressed. Our goal is to establish trust, truly understand our clients immediate, mid-term and long-term goals, and build a plan that supports their goals, and offers steps to achieve them. We help YOU: 1. Define what matter most and what resources you have available. 2. Design a plan with cutting edge strategies to help you focus on what you can control. 3. Implement the plan and execute the strategies. 4. Review and adjust the plan on a regular basis because things do change in life. OUR PLANNING PHILOSOPHY: - Build a protection plan which will include emergency fund, help you have the correct amount of insurances to protect the family's lifestyle. - Optimize how your money is working for you, maximize the free money such as 401(k) matches, ESPPs, RSUs, and utilize tax favored vehicles to minimize the impact of taxes. - Grow your wealth. We help our clients construct a portfolio for risk-adjusted rates of return and to avoid market timing. We help build: 1. Tactical Asset Allocation 2. Goals based Asset Allocation to match time frames of your investments and goals 3. Tax location - Strategic location of asset classes for tax efficiency Our niche expertise is with tech professionals, doctors, entrepreneurs and attorneys – deciphering the world of RSUs/ESPP/NQSOs/ISOs, navigating IPOs and "liquidity events", and efficiently addressing planning between time at the office and life at home. We develop caring relationships and deliver expert guidance – clarifying and achieving your goals together.
Overview

Current Top Pro

Hired 38 times

Serves San Francisco, CA

Background checked

4 employees

6 years in business

Payment methods

Check, Credit card, PayPal

Social media

Facebook

Currently a top pro

Top Pros are among the highest-rated, most popular professionals on Thumbtack.

Jul - Dec

Jan - Jun

Jul - Dec

Jan - Jun

Current Top Pro

This pro indicated that they reviewed CDC safety guidelines for COVID-19 and pledged to do the following:

Maintain 6 feet of distance from customers

Wear masks during the job

Wear gloves during the job

Disinfect surfaces touched during the job

Featured Projects

5 photos

Reviews

Customers rated this pro highly for professionalism, responsiveness, and work quality.

Excellent 4.9

28 reviews

5
96%
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Read reviews that mention:


pro avatar
Kerith G.
Sep 28, 2021
·

Hired on Thumbtack

Hired on Thumbtack

Irina is exceptional. Treats you like a human being and understands that everyone has to start somewhere. Put everything in layman’s terms so it was easy to take in her plan of attack.
Personal Financial Planning
pro avatar
Wade F.
Jan 28, 2021
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Hired on Thumbtack

Hired on Thumbtack

Irina does a fantastic job of integrating personal finance, personal goals, and realistic market expectations. Specifically, I found her knowledge of private company stock (i.e. ISO's, RSU's) to be very deep. Would highly recommend Irina!
Personal Financial Planning
pro avatar
Kim W.
6 days ago
·

Hired on Thumbtack

Hired on Thumbtack

Irina is very helpful and guides you through the process. She spends the time needed to help you feel like you have all the knowledge needed to make a good decision.
Personal Financial Planning
pro avatar
James M.
Oct 6, 2020
·

Hired on Thumbtack

Hired on Thumbtack

Irina truly exceeded my expectations. She was incredibly responsive to messages, was able to understand my financial question, and rapidly gave me a complete, coherent answer. I would absolutely reach out to this professional again for related financial planning services.
Personal Financial Planning
pro avatar
Bonnie S.
Dec 27, 2019
·

Hired on Thumbtack

Hired on Thumbtack

I have only spoken with her once and I submitted a budget to her. She was not judgmental in any way despite my being so behind in retirement planning. I feel good about working with her !
Personal Financial Planning
Credentials
Background Check

Irina Mcgrath

FAQs

  • What should the customer know about your pricing (e.g., discounts, fees)?

    As financial planners, we get compensated a few ways: - When we help our clients invest for their future, there is an annual fee for our expertise, portfolio management, tax-loss harvesting and ongoing service. The fee is based on the type of the account, your risk and time horizon. - We also get compensated when our clients follow the recommended plans and apply for insurance products. The insurance companies will compensate us through commission, and there is no fee for the client. - Fee based planning. Some of our clients, prefer a fee based planning. We will create a comprehensive financial plan for a fee regardless if you work with us or not. Fees are based on the complexity of the plan.

  • What is your typical process for working with a new customer?

    We have created a simple process for our clients. It's a four step process: 1. Having a meaningful conversation about your goals, priorities and the vision for the future. It's important to understand what you hope will happen to you financially and what you fear it might happen. We take our time in this meeting to understand your psychology around money, the steps you have taken towards building financial security and what motivates you to build a financially secure life. 2. Based on the conversation, we will build a personalized financial plan that addresses your potential concerns, objectives and goals, as well as highlight the steps you need to take to achieve your goals. This is the stage to talk about strategy, tactics, financial products and see if there is a good fit or a desire to work with us on a long-term basis. 3. Third step is bringing the plan to life by helping you implement the strategies and recommendations. At this point, we are going to be working together to open the accounts, review investment strategies, set up protection plans, retirement plans etc. 4. The last step is to check in with you a couple of times a year to keep you accountable, as well as review the progress you are making. Regardless of how busy our lives are, we recommend to meet at least once a year to review the plan, change it as needed, and continue to grow your wealth and strengthen our partnership.

  • What education and/or training do you have that relates to your work?

    - I have a degree in finance and had extensive training at Northwestern Mutual. - I also have a bachelors degree in psychology specializing in behavioral psychology. - have series 6 and series 63 investment licenses to provide investment advice to our clients. - Licensed to recommend insurance products such as life insurance, disability insurance, long-term care insurance - However, learning doesn’t stop. Currently working on my CFP

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