FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
There are three capacities that we can work together. 1. Investment Services - I am able to assist with investment account creation or management. Services include investment accounts, retirement accounts, 401k/IRA rollovers, annuities etc, in either a brokerage account or managed account platform. For brokerage accounts, that encompasses a "buy & hold" strategy. I am compensated through brokerage fees. For managed accounts, that encompasses ongoing maintenance, rebalancing & review. I am compensated through a % of assets under management (AUM). 2. Insurance Services - Life Insurance, Disability Insurance. I am able help implement protection planning for yourself and your family. I am compensated through commissions on insurance products that are recommended to fit your needs. 3. Ongoing Financial Planning - a fee based service that provides you access to myself & my team as your financial concierge. The planning fee is for a 1 year agreement of financial planning services. The agreement is completely up to you to continue after that. Financial planning fees start at a minimum of $2,000. Some folks to 1/3, 2/3, but many do 3/3! It all depends on your current situation & what is top of mind for you. Planning is not a one time, one size fits all. It changes & evolves as all our of lives do.
- What is your typical process for working with a new customer?
Our typical process is pretty simple! - We start with an initial meeting to most importantly get to know each other a bit. This allows us to chat and identify if we would be effective working together. Most importantly, you have the floor to ask me any questions, as well as provide me with what's on your mind & what you'd like to accomplish! I also use this time to understand a glimpse into your situation, as well as provide you with a background on myself. The initial meeting should very rarely be centered around products and solutions unless the conversation is very targeted from the beginning. If all goes well, I will provide you with some "homework" that provides myself & my team a more in depth look into your situation and truly assess your goals, and areas of opportunity. - The next step (once we like each other) is figuring out the best way organizationally to work together. As I noted, there are 3 capacities in which we can work together. This is important to understand as it defines what type of relationship you expect to have moving forward. -The remaining steps after this are all dependent on the first two. Its tougher to outline these as it varies between person. Some individuals know what they want and take action quicker, some it takes more time to peel back the layers and get to recommendations at a later date.
- What education and/or training do you have that relates to your work?
I graduated with a Bachelor's in Business Management from Florida Atlantic University. I have completed required coursework to be an Investment Advisor Representative and I am series 6, 63, 65 & SIE licensed for investment planning. I am 2-15 licensed for insurance planning