- What should the customer know about your pricing (e.g., discounts, fees)?
There is no fee for having a meeting/consultation with me. After meeting with the client and understanding their goals/objective, through suitable recommendations I am compensated on any insurance that is implemented (Life, Disability Income, & Long-Term Care) and from any Investment Securities as well. If there is an amount of investable assets that we are managing, there is a percentage of the AUM (Assets Under Management) that I am compensated on as well. This AUM fee has the ability to be discounted and also scales based on the amount of assets that is being managed (The larger the account size, the lower the AUM fee).
- What is your typical process for working with a new customer?
My typical process is by first having that initial introductory meeting (Zoom, Phone Call, or in person) with the prospect. During the meeting I will go through my "Factfinding" process and learn more about the individual and their goals & objectives. Once I have gathered all of my information and discovered the need, I will put recommendations together for the prospect based off of what I have discovered. From there, we will regroup for a second meeting and go through the recommendations together. Making sure that the client and I are on the same page about the financial plan and walking them through how it will help them achieve their goals/objective.
- What education and/or training do you have that relates to your work?
I have my Bachelor's degree in Finance from Florida Atlantic University, and I am also life/health licensed and securities licensed as well. I am currently studying for my CFP designation.