Unconventional Money Guy | Joshua Krafchick

⚠️ Note: Our initial consultation includes a $195 fee that is fully refundable after the meeting—with zero obligation to continue. The $195 fee helps ensure we can dedicate thoughtful, focused time to your situation. To keep our process fair and consistent, this applies to all new consultations. If you decide to continue working together afterward, the $195 is credited toward any future planning work or ongoing services. You may be wondering: “Why would I pay for a consultation when other advisors offer them for free?” At 369 Financial, we don’t run free “intro calls” that turn into sales pitches. Your time—and your financial decisions—deserve more than that. We treat this meeting as a true financial strategy session, not a quick chat. And we believe the process works best when both sides show up invested and committed. Who We Typically Work With 👨‍👩‍👧 Individuals and families 🏢 Business owners and entrepreneurs Especially people who are: 📈 Building careers, growing a business, or raising children 🔁 Navigating transitions like new jobs, inheritances, home purchases, or retirement 🔎 Seeking financial clarity, structure, and confidence 🎯 Already successful—but wanting a trusted expert to help elevate their planning Why the $195 Fee Exists The fee allows us to: 📝 Understand your situation in depth 💡 Identify opportunities and risks 📊 Provide high-level, personalized guidance —not deliver a one-size-fits-all pitch. Our Guarantee If you don’t feel the meeting delivered meaningful value, we refund the full amount. No pressure. No sales tactics. Our Values 🌱 Growth – helping you move forward with clarity and confidence 👨‍👩‍👧 Family – aligning financial decisions with what matters most 🤝 Philanthropy – using money as a tool for greater impact If you’re looking for financial guidance grounded in trust, transparency, and long-term thinking, we’re here when you’re ready. 📩 Send a message or request a time to meet.