12 emergency home repairs you should never ignore.

1. Bursting, freezing or leaky pipes.

Pipes can burst in cold weather if the water inside begins to freeze. Alternatively, they could break or leak due to rust and physical damage.

If you don’t take steps to prevent and quickly fix your broken pipes, then the effects on your home could be costly. Your home may experience flooding, which in turn could cause damage to your floors, walls, furniture and other belongings. 

Here are a few signs your leaky pipes might need an emergency repair:

• The water pressure has decreased, or there is no water at all. 
• There's a strange gurgling sound when the faucet is turned on.
• You see noticeable signs of moisture on the wall or floor.
• The water is discolored or cloudy.

Ask your local plumber to inspect your pipes before freezing temperatures hit your home.

Related: How to tell if you have a water leak underground.

2. Leaking from the roof.

If you wait too long to fix a leak in your roof, your home may be susceptible to mold growth, insulation damage, interior damage or even structural damage.

While an obvious sign of a leaking roof is a drip inside your home, there are other signs that could indicate a roof problem. For example, keep an eye out for:

• Visible roof damage, such as cracks or missing shingles
• Beams of light are shining through your attic’s ceiling
• Shingles are buckling or curling
• Moisture, watermarks or stains spotted on ceiling or walls
• Mold or fungi found on exterior walls

If you notice any of the signs above, contact a local roofer immediately.

Related: 5 signs that your roof is in need of repair ASAP.

3. Broken water heater.

You'll know something is wrong with your water heater when your shower and sink water starts to run cold. However, water heaters can develop other dangerous issues, such as breaks and leaks. These are usually signs of structural damage, or mold and mildew growth.

In some cases, you may be able to repair your broken water heater. That being said, if the heater is old, leaking or has excessive rust, you may need a professional to replace it.

Here are a few signs you might have an emergency repair on your hands:

• Rusty, orange-colored or muddy water
• Hot water runs out
• Water with a bad odor
• Standing water accumulating around the water heater
• Strange noises coming from the water heater

4. Overflowing or clogged toilet (that a plunger can't fix).

If your toilet won’t unclog or if it’s overflowing for no apparent reason, then that may be an indicator of a larger problem with your pipes or drains.

When a plunger can’t get the job done, put it down and consider getting a plumber's opinion. It may be a more serious issue if:

• You suspect there's a leak.
• You can’t fix the problem yourself.
• The toilet is clogged frequently, and the water drains slowly.

Related: How to raise the water level in a toilet.

5. Gas leak.

A gas leak can create a bad smell or cause your plants to suddenly wilt. The worst-case scenario is that this could lead to an explosion or illness.

If you suspect your gas line is leaking, please call your gas company, along with your local fire department. Evacuate your home as soon as possible. For more guidance, visit the U.S. Department of Energy website.

Here are a few signs there might be an emergency with your gas line:

• The house smells like sulfur or rotten eggs.
• There's dirt blowing in the air.
• You see bubbles in standing water.
• You hear unusual sounds, such as roaring or hissing noises.
• You feel sick (e.g., sudden headaches, dizziness, nausea).

Related: Weird sounds and smells in your home you should never ignore.

 6. Malfunctioning air conditioner.

When the hot summer months hit, the last thing you want to do is sit in a warm, stuffy home. If you don’t fix your broken air conditioner, then that’s exactly what could happen.

Apart from making your home uncomfortable, a broken AC with electrical issues (or an AC that’s not properly maintained) could be a fire hazard. 

Here are a few signs your AC may be on the fritz. 

• The unit is leaking refrigerant. 
• Your AC has stopped working.
• You notice your unit is blowing hot air.
• The unit is making a strange noise.

7. Furnace issues.

A furnace helps distributes heat throughout a home. If you have a gas or oil furnace, it’s important to regularly clean it and get it checked by a furnace maintenance professional to prevent deadly amounts of carbon monoxide from leaking.

Here are a few signs you might need emergency furnace repair services:

• A puddle of water is around your furnace.
• The furnace is making more noise than usual.
• Some rooms are colder than others.
• Your energy bills are spiking.

For more advice, visit the CDC website.

8. Electrical hazards and fire risks.

A dead lightbulb is no cause for concern. However, contact an electrician when there are signs of extensive electrical problems. If you don't address major electrical issues, your home could be at risk of an electrical fire.

Here are a few signs you shouldn’t ignore:

• All the lights in the home are flickering or dimming.
• The electrical outlets are dead.
• The breaker won’t reset, or there are frequent breaker trips.
• There's a smell of something burning.
• You see damaged or frayed wires.
• There's a popping or buzzing noise that can be heard from an outlet.
• A light switch or outlet is extremely hot.

Related: 9 ways to avoid electrical shocks, fires and hazards at home.

9. Cracked windows.

Windows keep water, heat and cold out while letting light in. However, in the event that there's stormy weather or a game of catch, things can go wrong. This may cause damage or send your energy bills soaring.

Get your windows repaired quickly if:

• The glass is severely broken or cracked.
• Water has penetrated the window frame.
• There's noticeable rot or decay on the frame.
• Condensation can be found between the glass.

10. Certain types of cracks in the foundation.

Cracks in concrete may not always indicate a severe problem. However, there might be an issue if you notice the cracks are large and spreading quickly. If left untreated over time, you might need to replace the entire foundation, which could be costly.

Consider consulting a foundation repair contractor to inspect your home's exterior and receive advice on how to repair the cracks.

11. Termites, mice and other pests.

Mice, rats, termites, cockroaches, bed bugs and other pests can cause structural damage to your home and may pose health risks. These pests can also make your home unlivable and uncomfortable.

You may need emergency pest control services if:

• There's noticeable damage to walls, wires and other areas in the home.
• Decks, fences and other wooden structures are damaged.
• You see mice/rat droppings or rub marks along walls.
• You see unusual and unexplained bug bites or bumps on your skin.
• You notice pests in or around the home.

Related: 7 signs pests are hiding in your home.

12. Mold growth.

Mold can grow in areas where there's a lot of moisture. Aside from looking and smelling terrible, a significant amount of mold can cause health issues or structural damage.

Here are a few signs to watch out for:

• Musty, foul odors (especially in the bathroom, laundry, under sinks and anywhere else where water can accumulate). 
• Family are members feeling sick (e.g., stuffy nose, wheezing, itchy eyes).
• Visible signs of mold (mold can appear black or have a greenish color.)

If you think you have a mold problem, contact a mold remediation company.

How to stay prepared for home emergencies and repairs.

When a home emergency occurs, you need to resolve it ASAP. The longer it takes to research and find a qualified professional, the longer you’ll have to wait for the problem to be fixed.

Step 1: Make a list of qualified professionals in your area. 

Search for professionals in your area who can address all potential emergency home repairs that you can't DIY. Compare pros and identify those with the highest ratings and best reviews. 

Read the reviews thoroughly to get a sense of their quality and accountability. For some repairs, you’ll also want to look at customer photos to judge the work yourself. 

Once you’ve found a few pros for each home repair, make a list and get their contact information. This will allow you to know who to call immediately if your home is in trouble.

Step 2: Create an emergency fund for home repairs.

Provided your finances are stable, and you don’t have other pressing financial priorities or obligations, then consider prioritizing the creation of an emergency savings fund. 

Every month or with every paycheck, set aside a little bit of money that can be devoted to emergencies and home repairs.

Step 3: Call your insurance agent to understand what will be covered in a crisis.

Read over your homeowners’ insurance policy to find out if you’re covered in the event of flooding, roof damage, fire damage and other issues in your home. If you don’t fully understand what is covered in your policy, please call your agent to get more details.

Related: How to negotiate a roof replacement with your insurance company.

Step 4: Keep up with regular maintenance and inspections.

The best way to avoid costly repairs and breakdowns in the future is to stay on top of home maintenance. Clean your gutters, sweep your chimney, schedule routine HVAC service — these are just a few of the important maintenance tasks you should do throughout the year.

Remember to take note of any areas or appliances in your home that haven’t been inspected, maintained or cleaned recently. If you see any areas that need repairs, prioritize the ones that need immediate attention and make a plan to resolve them.

Related: 14 costly home repairs you can avoid.