First Serve Financial LLC

I'm a fiduciary financial planner and Army veteran. My clients come first- "service before self". I don’t sell products. I build plans and develop relationships. Most people don’t need more financial information — they need clarity, strategy, and someone who will actually listen. Our initial consultation is always complimentary. I work primarily with people over 40 who are navigating big financial transitions: approaching retirement, kids are becoming adults, recently divorced, widowed, caring for aging parents, parents with adult children that have special needs or simply people realizing they want to take control of their future. Retirement isn’t just about investments. It’s about income, taxes, Social Security timing, Medicare decisions, estate planning, and making sure your money supports the life you actually want. Here’s what sets me apart: • Retirement Income Strategy – Turning savings into reliable, tax-efficient income that lasts. • Social Security & Medicare Optimization – Filing decisions can cost (or save) tens of thousands over retirement. • Tax-Smart Planning – Coordinating withdrawals, Roth conversions, and account sequencing to reduce lifetime tax drag. • Legacy & “Elephant in the Room” Planning – Helping families have the hard conversations before they become crises. • Education First Approach – I regularly teach community workshops because informed clients make better decisions. You won’t get jargon. You won’t get pressure. You’ll get a clear roadmap and straight answers.