Amy Zamikovsky, JD, CFP®, CPWA®, is a Senior Wealth Advisor at Transform Wealth, where she brings over 15 years of combined experience in financial services and law. She specializes in helping high-net-worth individuals and families build, preserve, and transfer wealth through personalized financial planning.
Amy holds the Certified Private Wealth Advisor® designation, which she earned through the Yale School of Management, and she is also a CERTIFIED FINANCIAL PLANNER™ professional. She earned her Juris Doctorate from the University of Houston Law Center, where she concentrated on tax law and estate planning. Amy is a licensed attorney and counselor at law in the State of Texas (currently non-practicing).
Her career includes serving as a financial advisor to high-net-worth clients at Merrill Lynch and practicing law with a focus on estate planning. At Transform Wealth, Amy leverages her broad expertise in financial planning, investment management, tax strategy, estate planning, and behavioral finance to develop comprehensive, personalized strategies that align with her clients' long-term goals and values.
Amy is deeply committed to the fiduciary standard, placing her clients’ best interests at the center of every recommendation and relationship.
Services Include:
401(k) Optimization
As a fiduciary financial planner, I can analyze and provide advice on all your assets, including those that I don't manage.
Retirement Income Planning
Customized strategies to help you maintain your lifestyle, support longevity, and reduce unnecessary tax burdens throughout retirement.
Investment & Portfolio Management
Active, disciplined wealth management focusing on risk-adjusted growth, capital protection, and long-term performance.
Insurance Planning
Amy does not sell insurance products, but insurance planning is a part of every financial plan. We encourage you to see outside 3rd-party insurance quotes, and we will work with you to determine that you have an adequate amount of coverage at the right price.
Medicare Guidance & Planning
Assistance in selecting the right Medicare Advantage plan based on your personal health and financial needs. We integrate these expenses into your financial plan and keep it current.
Social Security Optimization
Certain strategies may be available to you that can help maximize your Social Security benefit over your lifetime.
Risk Tolerance & Financial Alignment
We conduct in-depth assessments to ensure that your portfolio's holdings match your financial goals, time horizon, and personal risk tolerance.
Estate Planning Coordination
We work alongside your outside estate planning drafting counsel for the creation of wills, trusts, and various asset transfer strategies.
Tax-Efficient Planning
As experienced tax planners, we offer proactive planning approaches to help minimize your overall tax exposure and increase your after-tax income.
Reach out to learn more about how we can work together to build a portfolio that best serves your current needs and values, and build your customized financial plan.
