VIP Independent Mortgage - The Cloud Team
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About
Voted Best Loan Officer of San Antonio by ChatGPT. Local experts. We help guide you to making the best decision for you and your family. Whether you’re looking to buy your first home, refinance your home to take cash out of upgrades, or you’re an investor looking for NON-QM loans that don’t require all the paperwork and red-tape, we are here to help! We are credit experts. Don’t allow your credit history to paralyze you. We will give you options that you may not know about. Homeownership is still possible even with less than perfect credit. Down payment assistance available through city programs, TDHCA and TSAHC. We waive all lender fees for Veterans. No upfront fees. Close as fast as 8 days.
We also specialize in Bank Statement & DSCR loans for investors. Whether you’re a first time investor or buying your 20th investment property, we have the perfect programs!
Call our office to schedule an appointment ************
Overview
Background checked
10 employees
17 years in business
Business hours
This pro hasn't listed their business hours.
Payment methods
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Services offered
Property type
Homes
Apartments
Commercial
Mixed use
Number of properties
Multiple properties
Single
Monthly rental income
< $1,000
$1,000 - $2,500
$2,500 - $5,000
$5,000 - $10,000
Projects and media
Projects and media
Reviews
Exceptional 5.0
96 reviews
5
99%
4
1%
3
0%
2
0%
1
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Past Customer
Dec 29, 2025
From Google
I am grateful for Megan and her team, they did my home purchase in 2 weeks, over the holidays, working even in the evening just to make sure we meet the deadline. I cant express how delighted I am that they handled everything so well.It was a very smooth process, no stress at all!
VIP Independent Mortgage - The Cloud Team's reply
Thank you so much for your heartfelt review! 💙 We’re incredibly grateful for your kind words and trust in Megan and the Cloud Team. Closing in just two weeks—especially over the holidays—takes true dedication, and we’re so glad you felt supported every step of the way. Making the process smooth and stress-free is always our goal. Congratulations on your new home and thank you for allowing us to be part of such an exciting milestone! 🏡✨
Past Customer
Dec 22, 2025
From Google
The Cloud Team is always so welcoming and does an excellent job educating our clients while keeping us agents informed and up to date on industry changes.
VIP Independent Mortgage - The Cloud Team's reply
Thank you so much for your kind words! 💙 We truly appreciate your partnership and trust in The Cloud Team. Keeping our clients educated and our agent partners informed is a top priority for us. We’re grateful to work alongside professionals like you and look forward to many more successful collaborations! 🏡✨
Past Customer
Dec 22, 2025
From Google
I have been doing business with Megan for over a decade. Her work ethic is far superior to most people I know. I trust her 100% with my clients and what is best for them! She is a breath of fresh air in the mortage world!
VIP Independent Mortgage - The Cloud Team's reply
Thank you so much for your incredible words and long-time trust! 💙 It truly means the world to us to hear this from someone who has worked with Megan for over a decade. Her work ethic, integrity, and commitment to doing what’s best for clients are exactly what set her—and The Cloud Team—apart. We’re grateful for your partnership and confidence, and we look forward to many more years of working together! 🏡✨
Past Customer
Dec 22, 2025
From Google
This place is really great! They were all so welcoming when coming to pick up for their thanksgiving giveaway! They gave out bags of thanksgiving essentials and a gift card which helped get a turkey!
VIP Independent Mortgage - The Cloud Team's reply
Thank you so much for your kind review! 🧡 We’re so glad you felt welcomed during our Thanksgiving giveaway. It truly means a lot to us that the meal essentials and gift card were helpful for your holiday. We’re grateful to be able to support our community and appreciate you taking the time to share your experience! 🦃✨
Past Customer
Dec 21, 2025
From Google
Amazing! Really came through for me and my family for thanksgiving . Big shout out to Selina Summerlin. Great person overall! This is the place where everyone needs to be.
VIP Independent Mortgage - The Cloud Team's reply
Thank you so much for your kind words! 💙 We’re truly grateful we could be there for you and your family this Thanksgiving. A big thank-you for the shoutout to Selina — she has such a big heart and loves serving our community. Your support means everything to us, and we’re honored to be a place where people feel cared for and welcomed. 🦃✨
Credentials
Background Check
Megan Cloud