FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
We begin with a complimentary initial phone or virtual consultation for all prospective clients, providing an opportunity to explore your financial needs and goals. Our Compensation Structure: 1. Fee-Based Planning: For those seeking a detailed financial strategy, we offer fee-based planning. This involves developing a comprehensive plan for a fee, independent of implementation. The fee is determined by the plan's complexity. 2. Investment Management: Our investment management services come with an annual fee, covering portfolio management, tax-loss harvesting, and ongoing support. This fee is tailored to your account type, risk tolerance, and investment horizon. 3. Insurance Solutions: When clients choose to implement recommended insurance solutions, we receive commissions from the insurance providers. There is no additional charge to the client for these services.
- What is your typical process for working with a new customer?
My team and I run a national financial planning practice working efficiently and virtually with clients all over the country in over 30 states. While my team and I are geographically located in Milwaukee, WI and have the ability to meet in person at our office with local clients, nearly all meetings are held via remote video conference or over the phone. We also have a network of professionals throughout the country that we are happy to refer you to for a face to face meeting if desired whether it is for financial planning, insurance, investment, tax advice, estate planning advice, etc. 1. Discovery meeting/initial phone consultation to learn what's on your mind and what's important to you. At the end of this conversation we mutually determine if it's a fit to move onto the next step and work together and build out a financial plan and recommendations. 2. Recommendations/Educational meeting to share specific strategies and the first draft of a customized financial plan. 3. Decision/Implementation meeting to make progress and bring sthe recommendations to life. 4. Periodic review meetings with active clients (anywhere from quarterly to annually or as needed on an adhoc basis). Clients get very busy and it's important to take them off the train of life at least once a year to make sure their planning keeps up with them as their life changes.
- What education and/or training do you have that relates to your work?
Bachelor's Degree in Mathematics with Minors In Economics & Computer Science CERTIFIED FINANCIAL PLANNER™ Professional (CFP) Chartered Life Underwriter (CLU) Chartered Financial Consultant (ChFC) Chartered Advisor in Philanthropy (CAP) Retirement Income Certified Professional (RICP) Wealth Management Certified Professional (WMCP) Certified in Long-Term Care (CLTC) Fellow, Financial Services Institute (FFSI) Fellow, Life Management Institute (FLMI) Insurance Agent, Accident, Health, Life, Variable Life & Variable Annuities - WI and numerous other states FINRA Investment Advisor/Representative, SIE, Series 6, Series 63, Series 7 Million Dollar Round Table (MDRT), Qualifying Member Associate in Customer Service (ACS)