FAQs
- What should the customer know about your pricing (e.g., discounts, fees)?
My team and I offer a complimentary initial phone/virtual consultation with all prospective clients. We are compensated in several ways for giving advice to clients: 1. Fee-based financial planning engagement if we decide there is enough complexity where a fee-based plan is appropriate. A fee-based planning engagement is typically $1000-$5000 depending on the scope and complexity and how much time our team puts into the analysis. NOTE: for most active clients that implement insurance and/or investments with us we DO NOT charge for a financial plan and offer the financial planning as a complimentary service but are happy to build a fee based plan together in a fiduciary capacity. 2. By broker dealers for implementing and managing investment accounts we provide advice on (IRAs, Roth IRAs, Backdoor Roth IRAs, SEP IRAs, Solo 401ks, Inherited IRAs, Non Tax Qualified Accounts, 529 Accounts, etc) 3. By insurance companies through a commission for implementing insurance products that address defensive gaps in client's planning such as long-term care, disability and life insurance. 4. Networking/Introductions - referrals are extremely important and valuable to us and clients typically will introduce us each year to several friends/family/colleagues of theirs that they care about and think would benefit from learning about the work we do.
- What is your typical process for working with a new customer?
My team and I run a national financial planning practice working efficiently and virtually with clients all over the country in over 30 states. While we are geographically located in Milwaukee, WI and have the ability to meet in person with local clients, nearly all meetings are held via remote video conference or over the phone. We also have a network of professionals throughout the country that we are happy to refer you to for a face to face meeting if desired whether it is for financial planning, insurance, investment, tax advice, estate planning advice, etc. 1. Discovery meeting/initial phone consultation to learn what's on your mind and what's important to you. At the end of this conversation we mutually determine if it's a fit to move onto the next step and work together and build out a financial plan and recommendations. 2. Recommendations/Educational meeting to share specific strategies and the first draft of a customized financial plan. 3. Decision/Implementation meeting to make progress and bring sthe recommendations to life. 4. Periodic review meetings with active clients (anywhere from quarterly to annually or as needed on an adhoc basis). Clients get very busy and it's important to take them off the train of life at least once a year to make sure their planning keeps up with them as their life changes.
- What education and/or training do you have that relates to your work?
Bachelor's Degree in Mathematics with Minors In Economics & Computer Science CERTIFIED FINANCIAL PLANNER™ Professional (CFP) Chartered Life Underwriter (CLU) Chartered Financial Consultant (ChFC) Retirement Income Certified Professional (RICP) Wealth Management Certified Professional (WMCP) Certified in Long-Term Care (CLTC) Fellow, Financial Services Institute (FFSI) Fellow, Life Management Institute (FLMI) Insurance Agent, Accident, Health, Life, Variable Life & Variable Annuities - WI and numerous other states FINRA Investment Advisor/Representative, SIE, Series 6, Series 63, Series 7 Million Dollar Round Table (MDRT), Qualifying Member Associate in Customer Service (ACS)