David has helped me so much! In the past I had always avoided anything relating to my finances. I thought if I ignored my money problems maybe they would just go away on their own! Even though I was generally responsible with money, I had never even once wrote down all of my expenses and made a plan to manage my money better. Before getting help I'd occasionally overdraw my checking account, and often I'd assume I had more money than I did and then I'd need to go on spending diets. Not fun! Now, thanks to David, I know how to manage my money better and to plan where my money is going each week. I have so much peace of mind and I'm right on track to pay off my loans and credit card debt. And I even have money budgeted for eating out and traveling! Yay, thank you David!!