Does homeowners insurance cover basement waterproofing?

Homeowners insurance doesn’t typically cover basement waterproofing. However, many policies do cover water damage under certain situations. For example, if there’s been a sudden accident such as a bursting pipe, a standard homeowners insurance policy may cover the cost of repairs. On the other hand, the policy likely won’t cover water damage caused by poor home maintenance. Check your policy and chat with a professional to find out what your homeowners insurance covers.