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Do naturopaths take insurance?

Thumbtack Editors
Answered

Many naturopathic doctors accept insurance, but a separate question is whether your insurance covers alternative and naturopathic services. There are several steps you can take to find out:

  • Verify whether you live in one of the 20 states that currently licenses naturopathic physicians:
    • Arizona, California, Colorado, Connecticut, District of Columbia, Hawaii, Kansas, Maine, Maryland, Massachusetts, Minnesota, Montana, New Hampshire, North Dakota, Oregon, Pennsylvania, Rhode Island, Utah, Vermont and Washington.
  • Confirm whether your insurance will cover naturopathic medical services. Read your insurance plan’s fine print, verify whether naturopathic doctors fall into your insurance carrier’s definition of a doctor, and confirm that the care you are receiving is considered medically necessary. Questions to ask your insurance provider could include:
    • Am I covered for this treatment by a naturopathic physician?
    • Do I need a referral?
    • Is there a list of approved naturopathic doctors in my network?
    • What will the co-pay be?
    • Are there limits to my naturopathic coverage?
  • Before seeking medical care, it’s key to understand the difference between a naturopathic doctor and a naturopath. Anyone may advertise themselves as a naturopath, while to be a licensed naturopathic doctor, a person must complete academic and clinical training.

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